--- title: "Section" url: "https://apipartners.mosaicinsurance.com/apis/trident-sandbox-1/versions/063565b3-7d5d-4ebb-9e4e-ea5966a41579/schemas/Section" --- > Full API specification: https://apipartners.mosaicinsurance.com/apis/trident-sandbox-1/versions/063565b3-7d5d-4ebb-9e4e-ea5966a41579.md # Section A single section within a quote submission. The front end sends **at most two** section objects: one for the main Agency policy (MSSL/MAIS etc.), and one for the Mosaic Asta Europe (MAE) policy when the risk has an EEA component. Each section carries a `division.id` that identifies which agency line it belongs to. Trident uses this to determine which syndicate lines (1609/2610 for the agency section; 5399/5431 for the MAE section). ## OpenAPI definition ```yaml openapi: 3.0.1 info: title: Trident APIs version: dev servers: - url: https://apinonprod.mosaicinsurance.com description: Generated server url components: schemas: IdReference: type: object description: Reference to a lookup-backed entity identified by `id` (the XFI lookup id, environment-specific). required: - id additionalProperties: false properties: id: type: string description: XFI lookup id — the canonical identifier (environment-specific). example: "260" SectionAgreement: type: object description: Agreement reference for a quote section. required: - agreement - agreementActivity - agreementSection properties: agreement: type: string description: "**Required.** Agreement code (e.g. 'AGR0000159'). The Mosaic binding authority agreement under which this section is written." example: AGR0000159 agreementActivity: type: string description: "**Required.** Agreement activity code (e.g. 'AGR0000159-22-01'). The specific year/version of the agreement activity." example: AGR0000159-22-01 agreementSection: type: string description: "**Required.** Agreement section identifier (e.g. '1'). Identifies the section within the agreement activity." example: "1" SectionCoverage: type: object description: Coverage line within a quote section. required: - limitCurrency - limitOccurrence - limitAggregate - premium - premiumCurrency - settlementCcy - premiumBasis - typeofClaimBasis properties: code: type: string description: Coverage type code (e.g. SPL = Cyber Liability, BRC = Breach Response Cost). Identifies which coverage this line represents within the section. example: SPL limitCurrency: $ref: "#/components/schemas/CodeReference" description: "**Required.** Limit currency — `code` only. The currency in which the coverage limits are denominated, as stated in the quote documentation." limitOccurrence: type: number format: double description: "**Required.** Per-occurrence limit for this coverage (numeric, 100% basis). Source: quote documentation." example: 500000 limitAggregate: type: number format: double description: "**Required.** Aggregate limit for this coverage (numeric, 100% basis). Source: quote documentation." example: 500000 premium: type: number format: double description: "**Required.** 100% gross premium for this coverage (numeric). If the underwriter provides a total premium without per-coverage splits, divide it equally across coverages or use the percentages supplied by the underwriter." example: 15000 premiumSplit%: type: number format: double description: Premium split percentage for this coverage line (numeric). Represents this coverage’s share of the total section premium. example: 50 premiumCurrency: $ref: "#/components/schemas/CodeReference" description: "**Required.** Premium currency — `code` only. The currency in which the premium is denominated, as stated in the quote documentation." settlementCcy: $ref: "#/components/schemas/CodeReference" description: "**Required.** Settlement currency — `code` only. Options are restricted to the currencies available for the selected agreement. Default to match the premium/limit currency when not specified. Exception: Dubai division always settles in USD regardless of limit or premium currency." premiumBasis: $ref: "#/components/schemas/IdReference" description: "**Required.** Premium basis — `id` only (e.g. Flat, M&D). Source: Premium Payment Terms section of the declaration slip." typeofClaimBasis: $ref: "#/components/schemas/IdReference" description: "**Required.** Claims basis — `id` only. LOB rules: PV = LOD; CY/PL = CMD; FI PI/D&O/EPLI = CM; FI BB/7T = LD; Excess Casualty = LOD (occurrence risk codes) or CM (claims-made risk codes)." waitingPeriodAmount: type: number format: double description: Optional. Waiting period amount for this coverage (numeric). example: 25000 waitingPeriodMeasurement: $ref: "#/components/schemas/IdReference" description: Optional. Waiting period measurement unit — `id` only. waitingPeriodTime: type: number description: Optional. Waiting period duration expressed in the selected measurement unit (numeric). example: 12 SectionDeduction: type: object description: >- Deduction (brokerage / commission) or tax deduction line within a quote section. For tax deductions (deduction code TAXIDIR, TAXIRID, or TAXIRIR), populate the additional tax fields: amountOfPremium, typeOfTax, country, contactCreation. Record one entry per country in the tax schedule, including countries with 0% tax (use a Non-taxable entry). required: - deduction - deductionRate - amountOfPremium properties: deduction: $ref: "#/components/schemas/IdReference" description: Deduction type reference — id only. deductionRate: type: number format: double example: 20 typeOfDeductionPayable: $ref: "#/components/schemas/IdReference" description: Optional. Type of deduction payable — id only. manualOverride: type: boolean description: Optional. Set `true` to enable manual override of the deduction rate in XFI. Must be enabled before editing any deduction value. example: true amountOfPremium: type: number format: double description: "**Required.** Premium allocation amount for this country entry (numeric, 100% basis). Represents the portion of the total premium attributable to this country." example: 15000 typeOfTax: $ref: "#/components/schemas/IdReference" description: Type of tax — `id` only (e.g. Insurance Premium Tax). From the tax schedule on the slip. country: $ref: "#/components/schemas/CodeReference" description: "**Required.** Country for this tax entry — `code` only. Spain, Portugal, Italy and Canada require mandatory entries per Lloyd’s coverholder reporting standards." contactCreation: $ref: "#/components/schemas/TaxContactCreation" description: Optional. Supply when the insured contact for this country is not found in XFI. Required for Spain, Portugal, Italy and Canada per Lloyd's coverholder reporting standard. Deductible: type: object description: Deductible details for a quote section (single object, not an array). required: - typeOfDeductible - deductibleBasis properties: typeOfDeductible: $ref: "#/components/schemas/IdReference" description: Type of deductible — id only. deductibleBasis: $ref: "#/components/schemas/IdReference" description: Deductible basis — id only. allRiskDeductible: type: integer description: Optional. All-risk deductible indicator for this section — `1` when an all-risk deductible applies. example: 1 Condition: type: object description: Clause / condition attached to a quote section. properties: typeOfClause: $ref: "#/components/schemas/IdReference" description: Type of clause — id only. clauseCode: type: string description: Clause code. example: LMA5400 clauseCondition: type: string description: Clause description. example: Cyber affirmation clause Reinstatements: type: object description: Reinstatement configuration for a quote section. properties: reinstatementsApplicable: type: boolean example: true unlimitedReinstatements: type: boolean example: false noOfReinstatements: type: integer format: int32 example: 1 availableReinstatements: type: integer format: int32 example: 1 proRata: type: boolean example: true reinstatementPercent: type: number format: double example: 100 RegulatoryCoding: type: object description: Regulatory coding (code split) line within a quote section. required: - code - codeSplitPc properties: code: type: string description: "**Required.** Regulatory / risk classification code (e.g. 'E2', '7T'). Source: the agreement’s risk classification code set." example: E2 codeSplitPc: type: number format: double description: "**Required.** Code split percentage for this regulatory coding entry (numeric). All entries across the section must sum to 100." example: 50 overrideAgreementRiskCode: type: boolean description: Set `true` to override the agreement’s default risk code with this entry. Default is `false`. example: false gELR: type: number format: double description: Optional. gELR (gross expected loss ratio) for this regulatory coding entry, when it differs from the section-level `gELR`. example: 50 SectionMarketSplit: type: object description: A single carrier entry in a section-level market split. properties: careerPercent: type: number format: double description: Carrier percentage share for this section. All entries across the section's marketSplit must sum to 100. example: 60 carrier: $ref: "#/components/schemas/CodeReference" description: 'Carrier syndicate — `code` only (e.g. `{ "code": "1609" }`).' carrierReference: type: string description: Carrier's own policy reference. example: MR-CYB-2026-001 CodeReference: type: object description: Reference to a lookup-backed entity identified by `code` (the environment-stable business code). required: - code additionalProperties: false properties: code: type: string InstalmentEntry: type: object description: A single entry in a custom instalment plan. required: - dueDate - sharePercent properties: dueDate: type: string format: date description: Due date for this instalment. example: 2026-08-01 sharePercent: type: number format: double description: Percentage of total premium due on this date. All entries across the instalmentPlan must sum to 100. example: 25 TaxContactCreation: type: object description: Insured contact details to create in XFI for a specific tax-country entry. Required for Spain, Portugal, Italy and Canada when the insured record is not already present in XFI. properties: contactType: type: string description: XFI contact type. example: Company companyName: type: string description: Insured company name for this country. example: Veritas Capital Spain S.L. mailingAddressCountry: $ref: "#/components/schemas/CodeReference" description: Mailing address country — `code` only. mailingAddress1: type: string description: Mailing address line 1. example: Calle Gran Via 28 mailingAddress2: type: string description: Mailing address line 2. example: Planta 3 city: type: string description: City. example: Madrid state: $ref: "#/components/schemas/CodeReference" description: State — `code` only. postCode: type: string description: Post code. example: "28013" Section: type: object description: "A single section within a quote submission. The front end sends **at most two** section objects: one for the main Agency policy (MSSL/MAIS etc.), and one for the Mosaic Asta Europe (MAE) policy when the risk has an EEA component. Each section carries a `division.id` that identifies which agency line it belongs to. Trident uses this to determine which syndicate lines (1609/2610 for the agency section; 5399/5431 for the MAE section)." required: - division - agreement - typeOfLimitBasis - solvencyIIClass - excess - 100%Limit - coverage - typeOfLayer - regulatoryCoding - paymentDays - gELR properties: division: $ref: "#/components/schemas/IdReference" description: "**Required.** Agency division this section belongs to — `id` only. Must match the `division.id` supplied in the corresponding `lines[]` entry. Trident uses this to identify: (a) which XFI agency line to associate the section with, and (b) which syndicate lines to include (agency div → 1609+2610; MAE div 7 → 5399+5431)." description: type: string example: Cyber Liability - Primary Layer description: Section label (e.g. 'Cyber Liability - Primary Layer'). Use a descriptive name that identifies the layer type and coverage for internal reference. gELR: type: number format: double description: "**Required.** gELR (gross expected loss ratio) at section level (numeric, e.g. 50). Source: quote/bind documentation." example: 50 typeOfLayer: $ref: "#/components/schemas/IdReference" description: "**Required.** Type of layer — `id` only. Select 'Primary' if Mosaic takes the first layer in the tower; select '1st Excess' or higher for layers further up the tower. Default to 'Primary' if not specified by the underwriter. Source: quote email or documentation." solvencyIIClass: $ref: "#/components/schemas/IdReference" description: "**Required.** Solvency II class — `id` only. For CY LOB, select 'EP - Direct-General Liability'. Enter the risk code applicable for the class of business." typeOfLimitBasis: $ref: "#/components/schemas/IdReference" description: "**Required.** Type of limit basis — `id` only. Source: quote email or documentation. Default to 'In the Aggregate' if not specified. Determines the basis and frequency at which the limit can be applied." excess: type: number format: double description: "**Required.** Excess / attachment point for this section (numeric). Set to 0 for the Primary layer. Set to the attachment point value for Excess layers." example: 0 100%Limit: type: number format: double description: "**Required.** 100% limit for this section (numeric, gross pre-line). Source: quote documentation." example: 1000000 aggregateLimit: type: number format: double description: Optional. Aggregate limit for this section (numeric, gross pre-line). example: 1000000 agreement: $ref: "#/components/schemas/SectionAgreement" description: "**Required.** Agreement reference for this section. Identifies the binding authority agreement under which this section is written." coverage: type: array description: "**Required.** Coverage lines for this section. One entry per coverage type (e.g. SPL for Cyber Liability, BRC for Breach Response). Each coverage carries limits, premium, currencies, and bind-time attributes (premiumBasis, typeofClaimBasis)." items: $ref: "#/components/schemas/SectionCoverage" deduction: type: array description: "**Required for tax deductions.** Deduction lines for this section. For standard deductions (brokerage, commission), supply deduction + deductionRate. For tax deductions (TAXIDIR / TAXIRID / TAXIRIR), also populate amountOfPremium, typeOfTax, country, and contactCreation. One entry per deduction type (or per country for tax deductions)." items: $ref: "#/components/schemas/SectionDeduction" deductible: $ref: "#/components/schemas/Deductible" description: Deductible details for this section. conditions: type: array description: Clauses / conditions. items: $ref: "#/components/schemas/Condition" reinstatements: $ref: "#/components/schemas/Reinstatements" description: Reinstatement config. regulatoryCoding: type: array description: "**Required.** Regulatory coding / code split lines for this section. Add the Risk Classification Code set applicable for the agreement. All `codeSplitPc` values across all entries must sum to 100. Server defaults to the agreement’s risk classification code if not provided." items: $ref: "#/components/schemas/RegulatoryCoding" marketSplit: type: array description: Section-level market split — the carrier syndicates participating on this section and their percentage shares. All `careerPercent` values across all entries must sum to 100. items: $ref: "#/components/schemas/SectionMarketSplit" class: $ref: "#/components/schemas/CodeReference" description: "Bind-time. Section class — `code` only. Excess Casualty: XSC when policy reference suffix is AA; XCP (Punitive Damages) when suffix is AU." riskAdjustedRateChange: type: number format: double description: "Bind-time. **Required for renewal policies.** Risk Adjusted Rate Change percentage. Must not be 0% for renewals — query the underwriter if not provided. Source: quote/bind documentation." example: 5 instalmentbasis: $ref: "#/components/schemas/IdReference" description: "Optional. Instalment basis — `id` only (e.g. Annual, Quarterly, Monthly, Custom). Source: Premium Payment Terms section of the declaration slip. When set to Custom, also supply `customInstalments`, `instalmentCount`, and `instalmentPlan`." customInstalments: type: boolean description: "Optional. Set true for a custom (non-standard) instalment schedule. Depends on `instalmentbasis` — set true when `instalmentbasis` is Custom. When true: populate `instalmentCount` and `instalmentPlan`; set `overrideToSingle` to false." x-conditional-required: Required when instalmentbasis is set to Custom. example: false overrideToSingle: type: boolean description: Bind-time. Override to a single instalment. Mutually exclusive with `customInstalments` — must be false when customInstalments is true. example: false instalmentCount: type: integer format: int32 description: Optional. Number of custom instalments. Depends on `instalmentbasis` — required when `customInstalments` is true (i.e. when `instalmentbasis` is Custom). x-conditional-required: Required when customInstalments is true. example: 4 paymentDays: type: integer format: int32 description: "**Required.** Payment days from inception (typically 30 or 60 for MSSL)." example: 30 instalmentPlan: type: array description: Bind-time. Custom instalment schedule — required when customInstalments is true. All sharePercent values must sum to 100. items: $ref: "#/components/schemas/InstalmentEntry" ```